Feedback & Ideas
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Receive Ultra Bonus (1.06%p.a.) on all USavers not just the linked one
UBank makes it really easy to create multiple accounts for different saving goals and this is a great feature that I'd like to use. But unfortunately by doing that I'm giving up on the Ultra Bonus for all those extra accounts, which does not make sense.
So as a customer I'd like to still receive the Ultra Bonus on all accounts if I have one linked so that I can organise my saving goals in different accounts.
Currently the financial incentive for the Ultra Bonus clashes with the customer experience benefit of having multiple USavers.
316 votesWe’re making some changes this week to let you earn bonus interest on multiple USave accounts, up to 10! So, if you have separate USave accounts for your home loan deposit, new card and wedding, for example, you’ll be earning interest on all of them, bringing you one step closer to achieving your goals! ^PO
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Change the website
Hi Team,
I've been a customer for over 5 years now, and love everything about your services, however, I'm looking to get a new product and finding the website very difficult to navigate, the upgrade from previous website has made it more impersonal and less inviting. I'm quite good with web pages and technology but it's a bit of a muck around especially when I know exactly what I'm looking for.
Please consider updating this, if I wasn't an existing customer I wouldn't join from looking at the website.
Make it more user friendly please!!
Otherwise keep up the good…
90 votesHello Courtney, thank you for taking the time to share your thoughts with us about the recent rebrand of our website. I’m pleased to let you know that we have received feedback from our customers and we’re looking to make some changes soon and I’ll be sure to keep you updated. ^WP
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Be able to update my email in the app
Update my email from the app
38 votesThanks for your feedback! We have started this and the abilty to update your contact email will be available in an upcoming release.
We are aiming to have the ability to update your Login email by the end of the year.
We will keep you updated as we progress.Thanks, ^ PO
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Same App Availability’s for Android.
Have the same app options for Androids devices as Apple devices. i.e savings est per week to keep on track.
27 votesHi all,
You will be happy to know that the build of our new Android app is in progress! We will keep you posted as we get closer to launch.
Thanks ^PO
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Allow passwords to start with a number
Until the UBank site upgrade late last year, passwords could start with a number; now they can't. I've been advised this is a technical restriction, not a security one. Secure passwords should be able to start with a number; as long as other password requirements are met.
Also, if creating a password for the first time/changing a forgotten password on the UBank site, the conditions fail to disclose the password must start with a letter; so the password might fail the test leaving the user confused as to why. Only the 'change password' page accessible to those already successfully logged…
24 votesUnfortunately we aren’t able to change the password requirements, but we are in the process of updating the error message.
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Categorize transactions
Automatically/manually categorise each transaction (entertainment, bills, health, etc). Allows us to track how much we are spending in each category.
15 votesYou now have the ability to view spending insights by category in the iOS app. just tap Free2Spend > and tap the Insights card to view a detailed breakdown of your spend for the current month or previous month. If you have setup a budget, then you can also view spending insights by your pay cycle.
You can change the category of a transaction by tapping the transaction and tapping edit.
We are aiming to have this in our Android app by Q4 2020.
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10 votes
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More app icons
Add more app icons
8 votesWe’re making new app icons.
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Timestamp for a Transaction
Transaction timestamp to include both date and time. Whilst overseas I transferred above the sweep maximum to the USaver Ultra to cover a debt. However, the sweep returned the excess to the main account before I could use it.
I do not know what time that sweep occurs since the transsction has no time. For example, if this is scheduled for 2am in Australia, it will occur in the UK at 5pm, as far as I can tell.5 votes -
Apply Reorder across entire app
The ability to re-order our accounts is great. I’d love to see our re-order preference extended to the list that appears when we are transferring funds between our accounts.
That is, when I tap “Transfer” then “Select Account” (either To or From), the order of the list that then appears should mirror exactly what appears when viewing the “Accounts” page on the app. This would make things far less confusing, and would add more value to the re-order feature. Thanks for considering. I’m looking forward to seeing this feature in a future update of the app!4 votesHi, thanks for the great idea. We have started working on this and will let you know when it’s release.
Thanks ^PO -
I would like to suggest that Ubank change their card activation process
My wife received a new Visa Debit in the mail, if you check, the last one was never even used so thanks for that.
As bad an idea as Paywave is, even stupider is that to activate a new card sent in the mail is a simple as making a transaction. Seriously? Someone thought this was a good idea.
What happened to calling up, typing in your birthdate or something to activate your new card. This is a serious breach of my security. Do you leave the vault door open? I think not...well, mine is.
paywaveisasecurityrisk
4 votesHi Harvey,
We want you to know your money is safe and sound with UBank, so I’m glad you brought this up & I’m looking into your suggestion as a priority. We’re already working on changes for this process, so I’m working with our Product Team to get the skinny on exactly what’s planned and I will get back to you with more info ASAP.
Charlie
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Desktop problems
The phone app works well, but the desktop internet banking is currently a disaster. The overview page loads but then disappears, and other pages are not responsive. Impossible to transact other than through phone app. Worked in the past but not now. Help!
3 votesHi Peter, thanks for your feedback. Our online banking site is currently experiencing some compatiblity issues with Safari version 12, which explains why you are having trouble accessing your accounts there. Our support team is aware of this issue and is working hard to resolve it. We apologise for your inconvenience. ^Ron
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Single Sign On doesn’t in feedback section and it times out while actively writing the feedback
I have to add email address and name again, although I am logged in. As I am typing it might take more time to write, meanwhile the app expires timeout. It’s very frustrating to give feedback.
3 votesHi,
Thanks for letting us know! We agree that’s super annoying. Look out for version 1.7.0 this week. In it we have changed how you access Feedback, so now it opens in a separate web browser. In a future release we will have feedback properly integrated into the app so you don’t have to worry about timeouts.Keep the feedback coming ^Pete
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The new Ubank website format is disgusting. Is there any way go back to the old format which I am able to navigate around?
The new Ubank website format is disgusting and not user friendly. Is there a way to use the old site which I know how to navigate around? I did not ask for this change.
3 votes -
Debit card and PIN codes mailing
I received at the exact same time my new debit card AND the PIN code in my mailbox.This is absolutely unacceptable.Please revise your internal process. And literally few days later I read about increased identity theft in my area which involved stealing mail.
Thanks.
3 votesHi Mariya,
I’m so sorry to hear this happened to you! Thankfully no harm done in this case, but still…
UBank sends the PIN and the card 3 days apart to try and avoid this, but sometimes they unfortunately still arrive together.
We’re currently working on changes for the card mailing and activation process, so I’m working with our Product Team to find out exactly what’s planned and I will get back to you with more info ASAP.Charlie
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Hi as an app user i would like to an upcoming payment option on your app please
Upcoming payments option to see and vary
2 voteshi,
This is available in our iOS app under More > Scheduled Payments.
Our new Android app is coming soon and whilst this won’t be available in the initial release we are aiming to have this in the app by Christmas.Please keep the feedback and ideas coming, we are listening! ^PO
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Fix your 'Transfer Funds' screen
See the attached screen shot of the Ubank transfer funds screen. The 'from' account drop-down box is unusably small. I am using Google Chrome.
1 vote -
Use Extended Validation Certificate
I am surprised that Ubank does not use an EV certificate to offer the highest level of security. It also uses SHA-1 signatures that offer weak security configurations.
Please look at other financial and bank sites who offer this feature.
See:
1 voteHi Nick, we also take the security of our website very seriously and I can assure you we have in place many mechanisms to make sure our customers’ banking activity is secure.
We have also acknowledged that the latest SSL certificate is SHA-2 and we are planning an upgrade to this ASAP. In the meantime we have a number of other controls in place to keep your information safe and can assure you that our banking platform is secure. ^WP
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