Free2Spend Update Ideas
-allow multiple free2spends if you have multiple accounts (i also have a joint account with my partner)
-multiple goals (eg. house deposit, holiday) instead of just one (i have dreams dammit)
-provide a way of seeing your free2spend and goals in browser as well as the app
Hi Tim, thank you for your suggestion! I’ve passed it onto our team who designs our App features and internet banking. Feel free to let us know any other ideas you have for us! ^Catherine
I cant really use it. Its so busy and hard to customise. Its a good idea but need a full rethink. It seems like new pieces have been just added to it without a cohesive strategy
Clothing category in free2spend
Free2Spend is great, but it would be cool to see previous months transactions in the same format as well.
Currently you can only view the current month of spending and an amount for the previous month for comparison. I would like to be able to navigate to previous months and see the same level of detail as the current month.
Free2Spend works well with bills where you can set a rough idea needed and you can see how close you are. It doesn't seem you can do the same for income which would be handy for those with variable incomes. (I know roughly how much i will earn and it would be good to budget against that. At the moment my daily budget is calculated based on ACTUAL income which is often 0 until my full fortnightly income comes in, which it does in dribs and drabs.)
Delete free to spend so all my savings can be put to my goal
Edit catagories 'spending' is allocated to so it is personalised. Be able to add new catagories or rename catagories that dont apply or that relate to the account holder's household living style.
Using Insights in Free2Spend have the option to go back to any month rather tjan being restricted to current and previous month
It could be great to have an option to choose what period of time you want to set up for calculatuong spending (not only a month). Thanks!
Add spending mannually will allow people using other types of spending methods like other banks, gift cards, credit cards etc, to monitor their spending in one place.
At the moment Free to Spend covers transactions from the 1st of the month to the end of the month. Being able to alter the date period (say 15th to the 15th) would be fantastic.
When using Free2Spend it works out your daily spend limit, this would be better if able to customise to align with your pay schedule. It makes little sense having a daily amount as every day is different and you may overspend on some days but you are not likely to be exceeding your total allowance.