Transfer between usaver and ultra accounts or between my other ubank accounts (visible when I login) without need for SMS confirmation.
Transfer between usaver and ultra accounts or between my other ubank accounts (visible when I login) without need for SMS confirmation. Every bank in the world allows intra account transfers as it is my money and I am transferring it to my own account within the same org. Really what security is this adding other than inconvenience.

65 comments
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William commented
In Australia and cannot tranfer between my own accounts because the SMS funtion does not work. This costs me money. Hopeless! Why does the SMS not work?
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David Evans commented
I contacted them when they introduced this this and they could not tell me how it improved security. I live in an area with very bad mobile reception but my internet works fine, so to transfer between my accounts I need to walk up a large hill every time I do a transfer. These ideas ,as usual, come from people I the big cities with no thought for country people.
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Wade commented
As a minimum it should be user cnfigurable. Aswell as other accounts that you deem safe shouldnt need an SMS either.
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Katarzyna commented
It is so silly that I need an SMS to transfer between my own accounts.
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Karen commented
I am new to all this, so glad i kept my other bank.. I only join this bank because it had Apple Pay..Which my old bank didn't have, after buying a new Apple watch and thought it could be fun paying by my watch...Lol. I now wonder if it's worth all the trouble, what people are saying here ???
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Thomas commented
I am sick of the code not being sent to me so I can never transfer money. There must be a better way than SMS code. Please change this!
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Anonymous commented
Definitely change this, seems confusing to have to add a confirmation code for a transaction between accounts. Seems like I'm about to transfer money to someone else, unnecessary stress.
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Glenis commented
I'm new to U bank, trying to use Bpay but not getting a code sent to me, so needless to say I can't pay my bills, what's this all about???
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Jacinta commented
omg this is critical!!!!! I have bank accounts with other bank and UBank is the only one that I have to have my phone on me to do the SMS confirmation, I thought about creating a joint bank account with them but if everytime my partner and I try and transfer money across internal accounts then we are going to be inundated with messages!
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Anonymous commented
Additionally, if you're overseas and not using your sim card, how can you get the confirmation code? It just makes using this bank useless for travelling
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Anonymous commented
This is the bank that insists on requiring an SMS code to transfer between accounts of the same user. Which up and coming manager came up with this idea that no other bank has?
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paul commented
Is it fixed ?
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paul commented
Has this been fixed yet ??
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David commented
This feature is more annoying that notbhaving OSKO!!!
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Kezza commented
UBank you have done this now and it is a game changer!
(Should it have always been this way? Well, yes, but I'm super glad we've got this now anyway) -
Alessandro commented
As many others have stated, this feature is incredibly annoying when travelling overseas. Additionally, the fact that a code is needed to transfer money internally between two linked accounts (i.e. money is not being transferred to a third party) is also utterly ridiculous and over the top.
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Sean Roberts commented
Implement this asap! Super annoying feature, horrible for overseas use
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Jenna White commented
Agreed, utterly ridiculous
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Lauren commented
Why does this not have more votes?!
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Anonymous commented
Seriously!!! Im starting to wonder if i made the right choice joining this bank now that i see how many basic features arent easily accessible to your customers! Not Osko or PayID, no quick balance, no easy way to change card pin and now this thread has made me realise you need SMS confirmation nist to transfer between INTERNAL accounts!!!!??? This is not ok, these are basic features many other banks have provided for free for a long long time!!