Introduce an accrued interest function that calculates and shows the actual daily interest earned, due to be paid at the end of the month, instead of having to wait until interest is actually credited on the account to see the amount due. CBA has a similar function in all its interest bearing accounts and it's very handy...
PS I am currently using an Excel spreadsheet to calculate and keep track of the daily interest earned :(

Allow customers to hold a second mobile number, for example, in my case a TravelSIM number, so that when I am overseas I am still able to do my banking.
The secure code would be sent by UBank to both mobile numbers.
You can't expect customers to have international roaming on their main mobile number.
Also, hire some decent systems analysts and programmers who have enough nous to think of these sorts of things in you website design and functionality.

The new SMS or email notification to payees is great, except you have to enter their mobile number or email every single time you transfer to them. This information should be automatically saved so the field is pre-populated next time money is sent.

My idea is that everytime a transaction occurs, an email is sent showing the where the money was spent, how much, available balance, etc.

******'s Velocity Globalwallet has this feature (see attached) and i have found it extremely useful.

It would be nice if the mortgage was listed with all other accounts rather than having to log into it separately. The transfers from mortgage to ultras should be instant not take up to 3 days.

The Sweep option is something that might be useful for some, but not for all users. It would be nice to create the option of turning the sweep off.
Personally I am someone that creates his own budget and the sweep is rather inconvenient for that purpose

Hi,

I am assuming this would be an easy update to implement. Having support for adaptive icons ensures that the Ubank app icon fits in neatly with modern day home screens like the Pixel Launcher.

Note the round icons and your non adaptive icon in the attached image.

More info can be found on Google's site here:
https://developer.android.com/guide/practices/uiguidelines/icondesign_adaptive.html

Why can’t we have real time fund transfer? Why do we need to wait for hours if not days just to see our fund processed?

UBANK is owned by NAB but there is no way to freely transfer sums of money that are higher than the daily limit. This is annoying when I need to transfer money into or out of my SMSF accounts and my personal accounts or from my NAB Savings account to my personal UBANK account. When I try to transfer anything over my daily limit from my NAB account to UBANK I have to do it over several days in small amounts to stay within the daily transfer limits. Very frustrating.

Suggest having a 'balance' column showing the balance after each transaction in the accounts.

Why do we need to receive an SMS code and enter it whem transferring funds between our own internal accounts (eg transaction acc to savings acc)?
Would be good to remove this. Other banks don't do this.

Completely rebuild your internet banking website. It's the only thing slowing down your game. FIX IT! It is so slow, it is unreliable and could be compromising the security for your customers. Do you want to improve? Well, this is what you need to do first.

The interest and progress graph is very useful but it would be great if it could (optionally) show progress for periods longer than 1 year (the longer the better).
Thanks!

BankID - when are you getting it?

Allow deposits and withdrawals of cash through AusPost Bank@Post.