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  1. Receive Ultra Bonus (1.06%p.a.) on all USavers not just the linked one

    UBank makes it really easy to create multiple accounts for different saving goals and this is a great feature that I'd like to use. But unfortunately by doing that I'm giving up on the Ultra Bonus for all those extra accounts, which does not make sense.

    So as a customer I'd like to still receive the Ultra Bonus on all accounts if I have one linked so that I can organise my saving goals in different accounts.

    Currently the financial incentive for the Ultra Bonus clashes with the customer experience benefit of having multiple USavers.

    260 votes
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    33 comments  ·  General Feedback  ·  Flag idea as inappropriate…  ·  Admin →

    Hi,

    To provide an update, at this stage the Ultra Bonus can only be applied on 1 single USaver and 1 joint USaver.

    If you’re looking for additional accounts to earn great rates, you might find our Term Deposit accounts as an alternative – the best part is that it won’t impact you on earning the Ultra Bonus on your USaver Accounts.

    We appreciate this isn’t the update you were hoping for, but never say never!

    Thanks! ^Yasmin

  2. 68 votes
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    2 comments  ·  General Feedback  ·  Flag idea as inappropriate…  ·  Admin →
  3. have it then when I log on I see this less often: Sorry, ubank.com.au is temporarily unavailable but we'll be up and running again soon.

    For a Bank that is totally on-line I should never see this:

    Sorry, ubank.com.au is temporarily unavailable but we'll be up and running again soon.

    9:30am on a weekday! I have files that you have requested to upload so talking to somebody is not going to help me. This is not the first time. I have seen this issue about 3 or 4 times in the short space that I made the decision to move to uBank. I hope it was the right idea...

    51 votes
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    4 comments  ·  General Feedback  ·  Flag idea as inappropriate…  ·  Admin →
  4. Make credit/debit alerts more informative

    UBank allows customers to opt-in to receive e-mail or SMS credit/debit alerts. However, these each alert only shows the transaction amount and whether it is a credit or debit transaction.

    I generally find this to be insufficient information, so I often need to log in to my account in order to find out which account the transaction affected and the description of the transaction.

    Can you please add the following information to these alerts?
    1. The name of the account affected.
    2. The description of the transaction.

    32 votes
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    under review  ·  3 comments  ·  General Feedback  ·  Flag idea as inappropriate…  ·  Admin →
  5. Allow passwords to start with a number

    Until the UBank site upgrade late last year, passwords could start with a number; now they can't. I've been advised this is a technical restriction, not a security one. Secure passwords should be able to start with a number; as long as other password requirements are met.

    Also, if creating a password for the first time/changing a forgotten password on the UBank site, the conditions fail to disclose the password must start with a letter; so the password might fail the test leaving the user confused as to why. Only the 'change password' page accessible to those already successfully logged…

    23 votes
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    2 comments  ·  General Feedback  ·  Flag idea as inappropriate…  ·  Admin →
  6. 22 votes
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    1 comment  ·  General Feedback  ·  Flag idea as inappropriate…  ·  Admin →
  7. Disable sweep function

    Give your customers the chance to make their own decision regarding their money. I do not appreciate the sweep function at all.
    I'd be great to choose if I want to make use of it at all or not.

    6 votes
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    0 comments  ·  General Feedback  ·  Flag idea as inappropriate…  ·  Admin →

    Hi Kirstin,

    Thanks for letting us know your thoughts on the sweep function. We’re always looking for feedback on how to help you achieve your savings goals, I’ve raised your thoughts with the relevant teams here. Hopefully we can give you the good news soon. ^Curtis

  8. Visa

    Visa Card Colour.
    Colour change option for the Visa card. Please either provide a colour option or change the colour of your Visa card as the black colour is difficult to find in my wallet as it's the same colour as the pockets/card holders interior. I am constantly searching for this card even though it is in the same place in my wallet. I am sure many customers have the very same issue.

    4 votes
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    0 comments  ·  General Feedback  ·  Flag idea as inappropriate…  ·  Admin →
  9. Fingerprint login and speed up app loading

    It would be great to have fingerprint log in rather than on every time.
    Also, the app is slow to load compared to competitors.

    Regards,
    Steve

    3 votes
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    0 comments  ·  General Feedback  ·  Flag idea as inappropriate…  ·  Admin →
  10. Debit card and PIN codes mailing

    I received at the exact same time my new debit card AND the PIN code in my mailbox.This is absolutely unacceptable.Please revise your internal process. And literally few days later I read about increased identity theft in my area which involved stealing mail.

    Thanks.

    3 votes
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    0 comments  ·  General Feedback  ·  Flag idea as inappropriate…  ·  Admin →

    Hi Mariya,

    I’m so sorry to hear this happened to you! Thankfully no harm done in this case, but still…
    UBank sends the PIN and the card 3 days apart to try and avoid this, but sometimes they unfortunately still arrive together.
    We’re currently working on changes for the card mailing and activation process, so I’m working with our Product Team to find out exactly what’s planned and I will get back to you with more info ASAP.

    Charlie

  11. Bonus interest

    How can I earn bonus interest plus a higher interest rate on my account? Otherwise I’ll simply transfer the balance and close my UBank accounts.

    2 votes
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    0 comments  ·  General Feedback  ·  Flag idea as inappropriate…  ·  Admin →
  12. USAVER MONTHLY INTEREST ACCRUED INDICATOR

    In the U Saver under for example: Account details - Interest earned show also the interest accrued per month in $ and updated daily. (showing the updated balance the next day). At the very beginning of the new month, the balance of interest earned is reset to "0" and the interest amount is then paid to your U Bank balance. Then the whole monthly cycle starts again. ING Bank uses this feature for their Maximiser Savings account and it is very handy as you can instantly see your interest earned each day during the monthly cycle.

    2 votes
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    0 comments  ·  General Feedback  ·  Flag idea as inappropriate…  ·  Admin →
  13. Change your forms to smart forms

    The process now of downloading and scanning uploading is hardly in part of a seemless Online experiance. Once you have verified my identity once the forms should be able to be digitally signed

    2 votes
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    0 comments  ·  General Feedback  ·  Flag idea as inappropriate…  ·  Admin →
  14. Overseas funds transfer facility.

    It would be really cool if you guys allowed for over seas bank account transfers, especially if it had the capability to convert to the required currency upon doing so!

    I really hope you'll consider making this a feature! Thanks

    2 votes
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    0 comments  ·  General Feedback  ·  Flag idea as inappropriate…  ·  Admin →
  15. Reduce Usaver Ultra $1000 Minimum Balance

    There have been suggestions since way back in 2013 to reduce the $1000 minimum balance condition of the Usaver Ultra account. This requirement isn't advertised anywhere and it came as a complete surprise to me. I opened the Usaver account exclusively as a savings account, but for the bonus interest we must have 2 accounts. The transaction account pays no interest so why (a) must I have a transaction account at all (I have transaction accounts elsewhere) & (b) with such a high minimum balance? I am disillusioned with the product & will likely close the accounts unless UBank makes…

    1 vote
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    1 comment  ·  General Feedback  ·  Flag idea as inappropriate…  ·  Admin →
  16. Competition to guess when Instant Payment/ Osko/ PayID comes to UBank customers

    Re: http://feedback.ubank.com.au/forums/36059-feedback-ideas/suggestions/34538371-pay-anyone-with-pay-id-and-osko

    Since UBank refuses to give us any indication as to when we are getting Instant Payment/ Osko/ PayID, why don't we guess ?

    Mine is by April 2020

    1 vote
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    2 comments  ·  General Feedback  ·  Flag idea as inappropriate…  ·  Admin →
  17. Why is a transfer taking so long to clear

    Why do transfers from another bank take so long to clear? It should be 24 hours max but mine are taking 72 hours at least! How can it get there but not clear for so long? I've only just opened my accounts but I think I'll be shutting them, if other banks only take 24 hours why can't ubank?

    1 vote
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    1 comment  ·  General Feedback  ·  Flag idea as inappropriate…  ·  Admin →
  18. Print your TD notifications on one page instead of two use both sides of paper ??

    Send less paper. You send me two pages to tell me about my TD maturing. You could use both sides of the paper as the second page only has ceo sig on and no relevant info. Cheers

    1 vote
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    1 comment  ·  General Feedback  ·  Flag idea as inappropriate…  ·  Admin →
  19. Make account verification easier.

    Why is it so difficult to verify my account? I can't seem to find the magical "Notifications" anywhere.
    I gave my medicare and license details when initially setting up my account but it would not accept them, I proceeded with the verify later option which I am now finding to be just as painful!

    1 vote
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    1 comment  ·  General Feedback  ·  Flag idea as inappropriate…  ·  Admin →
  20. scam email posted below

    From: alarts@googleInc.org (reply to: gukclaims019@googlemail.com)
    Sender Lookup: 81.23.104.214 - .fake_nodots
    Subject: Hello
    To: (none)
    Show: raw text html
    Date: Wednesday, 21/08/2019 7:21 AM
    Good Day to you,

    I know this means of communication may not be morally right to you as a person but I also have had a great thought about it and I have come to this conclusion which I am about to share with you.

    INTRODUCTION: I am the Credit Manager U. B. A Bank of Benin Republic and in one way or the other was hoping you will cooperate with me as a partner in…

    1 vote
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    1 comment  ·  General Feedback  ·  Flag idea as inappropriate…  ·  Admin →
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